Call reports 2014
PEOPLES BANK OF THE OZARKS — 2014
What PEOPLES BANK OF THE OZARKS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 274,907,000 | 265,519,000 | 264,435,000 |
| Total loans | 198,236,000 | 196,429,000 | 181,765,000 |
| Allowance for loan losses | 3,624,000 | 3,333,000 | 385,000 |
| Securities available for sale | 32,351,000 | 31,589,000 | 30,399,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 225,046,000 | 220,847,000 | 217,596,000 |
| Interest-bearing deposits | 179,299,000 | 173,503,000 | 173,142,000 |
| Noninterest-bearing deposits | 45,747,000 | 47,344,000 | 44,454,000 |
| Equity capital | 28,947,000 | 29,092,000 | 29,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 2,612,000 | 5,276,000 | 2,036,000 |
| Interest expense | 398,000 | 781,000 | 127,000 |
| Net interest income | 2,214,000 | 4,495,000 | 1,909,000 |
| Noninterest income | 417,000 | 753,000 | 270,000 |
| Noninterest expense | 2,023,000 | 3,931,000 | 1,322,000 |
| Provision for loan losses | 0 | 0 | 350,000 |
| Pretax income | 445,000 | 1,154,000 | 507,000 |
| Income tax | 165,000 | 428,000 | 188,000 |
| Net income | 280,000 | 726,000 | 319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 29,006,000 | 29,010,000 | 26,889,000 |
| Total capital | 31,474,000 | 31,394,000 | 27,274,000 |
| Risk-weighted assets | 196,312,000 | 190,004,000 | 178,353,000 |