Call reports 2013
PEOPLES BANK OF THE OZARKS — 2013
What PEOPLES BANK OF THE OZARKS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 269,781,000 | 272,347,000 | 275,020,000 | 272,726,000 |
| Total loans | 204,776,000 | 194,742,000 | 198,108,000 | 192,688,000 |
| Allowance for loan losses | 3,653,000 | 3,669,000 | 3,617,000 | 3,656,000 |
| Securities available for sale | 19,881,000 | 31,854,000 | 32,577,000 | 32,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,085,000 | 227,053,000 | 229,980,000 | 227,926,000 |
| Interest-bearing deposits | 181,417,000 | 184,734,000 | 185,816,000 | 183,978,000 |
| Noninterest-bearing deposits | 43,668,000 | 42,319,000 | 44,164,000 | 43,948,000 |
| Equity capital | 29,087,000 | 28,890,000 | 29,011,000 | 29,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,877,000 | 5,684,000 | 8,372,000 | 11,028,000 |
| Interest expense | 518,000 | 998,000 | 1,465,000 | 1,925,000 |
| Net interest income | 2,359,000 | 4,686,000 | 6,907,000 | 9,103,000 |
| Noninterest income | 385,000 | 628,000 | 959,000 | 1,292,000 |
| Noninterest expense | 2,044,000 | 3,996,000 | 6,019,000 | 8,061,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 700,000 | 1,318,000 | 1,847,000 | 2,334,000 |
| Income tax | 260,000 | 488,000 | 684,000 | 887,000 |
| Net income | 440,000 | 830,000 | 1,163,000 | 1,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,935,000 | 29,123,000 | 29,257,000 | 29,342,000 |
| Total capital | 31,410,000 | 31,507,000 | 31,707,000 | 31,718,000 |
| Risk-weighted assets | 196,832,000 | 189,451,000 | 194,816,000 | 188,796,000 |