Call reports 2012
PEOPLES BANK OF THE OZARKS — 2012
What PEOPLES BANK OF THE OZARKS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 287,979,000 | 282,491,000 | 273,054,000 | 271,985,000 |
| Total loans | 224,219,000 | 219,290,000 | 216,853,000 | 210,314,000 |
| Allowance for loan losses | 5,053,000 | 4,556,000 | 4,074,000 | 4,059,000 |
| Securities available for sale | 20,959,000 | 21,237,000 | 18,440,000 | 16,290,000 |
| Securities held to maturity | 265,000 | 265,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,754,000 | 233,763,000 | 228,101,000 | 227,450,000 |
| Interest-bearing deposits | 201,599,000 | 195,172,000 | 188,058,000 | 185,783,000 |
| Noninterest-bearing deposits | 38,155,000 | 38,591,000 | 40,043,000 | 41,668,000 |
| Equity capital | 28,475,000 | 28,645,000 | 28,625,000 | 28,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,342,000 | 6,645,000 | 9,826,000 | 12,896,000 |
| Interest expense | 847,000 | 1,619,000 | 2,272,000 | 2,870,000 |
| Net interest income | 2,495,000 | 5,026,000 | 7,554,000 | 10,026,000 |
| Noninterest income | 347,000 | -11,000 | 370,000 | 727,000 |
| Noninterest expense | 1,923,000 | 3,881,000 | 5,839,000 | 7,904,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 919,000 | 1,134,000 | 2,085,000 | 2,849,000 |
| Income tax | 335,000 | 414,000 | 780,000 | 1,056,000 |
| Net income | 584,000 | 720,000 | 1,305,000 | 1,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,219,000 | 28,594,000 | 28,506,000 | 28,695,000 |
| Total capital | 30,960,000 | 31,268,000 | 31,152,000 | 31,226,000 |
| Risk-weighted assets | 216,981,000 | 212,036,000 | 210,287,000 | 201,723,000 |