Call reports 2011
PEOPLES BANK OF THE OZARKS — 2011
What PEOPLES BANK OF THE OZARKS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 302,416,000 | 297,679,000 | 292,183,000 | 284,829,000 |
| Total loans | 241,500,000 | 236,591,000 | 232,534,000 | 227,792,000 |
| Allowance for loan losses | 5,556,000 | 5,921,000 | 6,125,000 | 6,253,000 |
| Securities available for sale | 26,297,000 | 26,253,000 | 20,579,000 | 17,675,000 |
| Securities held to maturity | 265,000 | 265,000 | 265,000 | 265,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,696,000 | 249,417,000 | 244,563,000 | 237,089,000 |
| Interest-bearing deposits | 222,196,000 | 215,664,000 | 208,813,000 | 200,855,000 |
| Noninterest-bearing deposits | 32,500,000 | 33,753,000 | 35,750,000 | 36,234,000 |
| Equity capital | 28,115,000 | 28,406,000 | 27,932,000 | 27,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,735,000 | 7,476,000 | 10,999,000 | 14,477,000 |
| Interest expense | 1,072,000 | 2,112,000 | 3,134,000 | 4,118,000 |
| Net interest income | 2,663,000 | 5,364,000 | 7,865,000 | 10,359,000 |
| Noninterest income | 972,000 | 1,271,000 | 1,605,000 | 1,830,000 |
| Noninterest expense | 2,197,000 | 4,224,000 | 6,249,000 | 8,189,000 |
| Provision for loan losses | 1,800,000 | 2,450,000 | 3,935,000 | 4,660,000 |
| Pretax income | -362,000 | -39,000 | -714,000 | -660,000 |
| Income tax | -149,000 | -29,000 | -279,000 | -273,000 |
| Net income | -213,000 | -10,000 | -435,000 | -387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,854,000 | 28,027,000 | 27,571,000 | 27,626,000 |
| Total capital | 30,791,000 | 30,920,000 | 30,427,000 | 30,404,000 |
| Risk-weighted assets | 232,332,000 | 228,394,000 | 225,024,000 | 218,786,000 |