Call reports 2010
PEOPLES BANK OF THE OZARKS — 2010
What PEOPLES BANK OF THE OZARKS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 347,724,000 | 338,130,000 | 318,709,000 | 308,775,000 |
| Total loans | 274,963,000 | 269,085,000 | 262,017,000 | 254,542,000 |
| Allowance for loan losses | 7,570,000 | 7,875,000 | 6,846,000 | 5,243,000 |
| Securities available for sale | 42,745,000 | 34,988,000 | 26,980,000 | 26,494,000 |
| Securities held to maturity | 265,000 | 265,000 | 265,000 | 265,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,616,000 | 290,338,000 | 270,627,000 | 260,617,000 |
| Interest-bearing deposits | 263,656,000 | 255,911,000 | 237,855,000 | 228,204,000 |
| Noninterest-bearing deposits | 32,960,000 | 34,427,000 | 32,772,000 | 32,413,000 |
| Equity capital | 27,317,000 | 27,750,000 | 28,302,000 | 28,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,246,000 | 8,633,000 | 12,891,000 | 16,913,000 |
| Interest expense | 1,653,000 | 3,208,000 | 4,594,000 | 5,813,000 |
| Net interest income | 2,593,000 | 5,425,000 | 8,297,000 | 11,100,000 |
| Noninterest income | 408,000 | 842,000 | 1,241,000 | 1,628,000 |
| Noninterest expense | 2,486,000 | 4,740,000 | 6,904,000 | 8,968,000 |
| Provision for loan losses | 2,000,000 | 2,600,000 | 2,900,000 | 3,675,000 |
| Pretax income | -1,485,000 | -1,073,000 | -266,000 | 85,000 |
| Income tax | -550,000 | -411,000 | -112,000 | 12,000 |
| Net income | -935,000 | -662,000 | -154,000 | 73,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,255,000 | 27,527,000 | 28,036,000 | 28,263,000 |
| Total capital | 30,634,000 | 30,646,000 | 31,205,000 | 31,332,000 |
| Risk-weighted assets | 266,145,000 | 244,769,000 | 249,866,000 | 243,330,000 |