Call reports 2009
PEOPLES BANK OF THE OZARKS — 2009
What PEOPLES BANK OF THE OZARKS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 375,861,000 | 355,173,000 | 347,007,000 | 339,762,000 |
| Total loans | 308,315,000 | 306,127,000 | 293,650,000 | 285,101,000 |
| Allowance for loan losses | 5,877,000 | 5,872,000 | 5,801,000 | 6,577,000 |
| Securities available for sale | 24,968,000 | 20,301,000 | 24,550,000 | 27,003,000 |
| Securities held to maturity | 335,000 | 265,000 | 265,000 | 265,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,314,000 | 295,656,000 | 292,156,000 | 287,997,000 |
| Interest-bearing deposits | 273,166,000 | 261,795,000 | 256,780,000 | 250,292,000 |
| Noninterest-bearing deposits | 33,148,000 | 33,861,000 | 35,376,000 | 37,705,000 |
| Equity capital | 31,701,000 | 31,610,000 | 30,746,000 | 27,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,576,000 | 9,180,000 | 13,763,000 | 18,127,000 |
| Interest expense | 2,415,000 | 4,775,000 | 6,831,000 | 8,736,000 |
| Net interest income | 2,161,000 | 4,405,000 | 6,932,000 | 9,391,000 |
| Noninterest income | 410,000 | 856,000 | 1,290,000 | 1,197,000 |
| Noninterest expense | 2,033,000 | 4,261,000 | 6,451,000 | 8,751,000 |
| Provision for loan losses | 1,450,000 | 1,790,000 | 4,000,000 | 8,250,000 |
| Pretax income | -912,000 | -790,000 | -2,229,000 | -6,368,000 |
| Income tax | -338,000 | -293,000 | -826,000 | -2,427,000 |
| Net income | -574,000 | -497,000 | -1,403,000 | -3,941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,628,000 | 31,704,000 | 30,727,000 | 28,189,000 |
| Total capital | 35,449,000 | 35,375,000 | 34,284,000 | 31,649,000 |
| Risk-weighted assets | 303,658,000 | 291,500,000 | 282,289,000 | 273,700,000 |