Call reports 2008
PEOPLES BANK OF THE OZARKS — 2008
What PEOPLES BANK OF THE OZARKS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 366,547,000 | 367,226,000 | 379,502,000 | 377,801,000 |
| Total loans | 282,427,000 | 290,706,000 | 298,025,000 | 308,784,000 |
| Allowance for loan losses | 3,876,000 | 3,946,000 | 4,619,000 | 4,714,000 |
| Securities available for sale | 53,423,000 | 54,153,000 | 28,045,000 | 24,418,000 |
| Securities held to maturity | 1,995,000 | 1,995,000 | 1,995,000 | 1,995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,648,000 | 299,452,000 | 313,364,000 | 303,603,000 |
| Interest-bearing deposits | 240,153,000 | 262,909,000 | 277,131,000 | 269,846,000 |
| Noninterest-bearing deposits | 34,495,000 | 36,543,000 | 36,233,000 | 33,757,000 |
| Equity capital | 33,240,000 | 32,651,000 | 32,060,000 | 32,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,741,000 | 10,785,000 | 15,918,000 | 21,028,000 |
| Interest expense | 2,807,000 | 5,318,000 | 7,937,000 | 10,418,000 |
| Net interest income | 2,934,000 | 5,467,000 | 7,981,000 | 10,610,000 |
| Noninterest income | 1,455,000 | 1,508,000 | 1,945,000 | 2,454,000 |
| Noninterest expense | 2,222,000 | 4,725,000 | 6,957,000 | 9,270,000 |
| Provision for loan losses | 25,000 | 125,000 | 1,150,000 | 1,350,000 |
| Pretax income | 2,142,000 | 2,125,000 | 1,819,000 | 2,444,000 |
| Income tax | 805,000 | 850,000 | 734,000 | 853,000 |
| Net income | 1,337,000 | 1,275,000 | 1,085,000 | 1,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,155,000 | 32,698,000 | 32,102,000 | 32,201,000 |
| Total capital | 36,912,000 | 36,471,000 | 35,829,000 | 35,983,000 |
| Risk-weighted assets | 300,444,000 | 301,670,000 | 297,405,000 | 301,626,000 |