Call reports 2007
PEOPLES BANK OF THE OZARKS — 2007
What PEOPLES BANK OF THE OZARKS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 325,617,000 | 329,687,000 | 345,874,000 | 362,000,000 |
| Total loans | 275,303,000 | 276,826,000 | 287,903,000 | 287,874,000 |
| Allowance for loan losses | 2,764,000 | 2,751,000 | 2,873,000 | 3,927,000 |
| Securities available for sale | 20,858,000 | 21,393,000 | 28,812,000 | 47,128,000 |
| Securities held to maturity | 2,495,000 | 2,495,000 | 2,495,000 | 2,495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,249,000 | 283,791,000 | 287,389,000 | 281,018,000 |
| Interest-bearing deposits | 239,748,000 | 246,519,000 | 248,956,000 | 246,952,000 |
| Noninterest-bearing deposits | 37,501,000 | 37,272,000 | 38,432,000 | 34,066,000 |
| Equity capital | 29,723,000 | 30,238,000 | 31,289,000 | 32,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,847,000 | 11,811,000 | 17,948,000 | 24,092,000 |
| Interest expense | 2,692,000 | 5,476,000 | 8,459,000 | 11,499,000 |
| Net interest income | 3,155,000 | 6,335,000 | 9,489,000 | 12,593,000 |
| Noninterest income | 425,000 | 1,024,000 | 2,347,000 | 4,495,000 |
| Noninterest expense | 2,161,000 | 4,309,000 | 6,413,000 | 8,631,000 |
| Provision for loan losses | 112,000 | 133,000 | 391,000 | 1,559,000 |
| Pretax income | 1,307,000 | 2,917,000 | 5,032,000 | 6,898,000 |
| Income tax | 495,000 | 1,106,000 | 1,900,000 | 2,460,000 |
| Net income | 812,000 | 1,811,000 | 3,132,000 | 4,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,815,000 | 30,406,000 | 31,326,000 | 32,225,000 |
| Total capital | 32,579,000 | 33,157,000 | 34,199,000 | 36,017,000 |
| Risk-weighted assets | 272,871,000 | 276,616,000 | 289,078,000 | 303,202,000 |