Call reports 2006
PEOPLES BANK OF THE OZARKS — 2006
What PEOPLES BANK OF THE OZARKS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 310,508,000 | 320,644,000 | 311,249,000 | 312,046,000 |
| Total loans | 246,911,000 | 258,804,000 | 251,805,000 | 261,221,000 |
| Allowance for loan losses | 2,733,000 | 2,685,000 | 2,661,000 | 2,651,000 |
| Securities available for sale | 12,953,000 | 12,890,000 | 18,095,000 | 20,843,000 |
| Securities held to maturity | 2,775,000 | 2,775,000 | 2,775,000 | 2,775,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,048,000 | 265,211,000 | 261,044,000 | 261,264,000 |
| Interest-bearing deposits | 214,404,000 | 223,946,000 | 222,486,000 | 222,810,000 |
| Noninterest-bearing deposits | 39,643,000 | 41,265,000 | 38,558,000 | 38,454,000 |
| Equity capital | 27,619,000 | 28,050,000 | 28,666,000 | 29,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,806,000 | 10,160,000 | 15,760,000 | 21,440,000 |
| Interest expense | 2,021,000 | 4,308,000 | 6,769,000 | 9,297,000 |
| Net interest income | 2,785,000 | 5,852,000 | 8,991,000 | 12,143,000 |
| Noninterest income | 341,000 | 735,000 | 1,121,000 | 1,509,000 |
| Noninterest expense | 1,933,000 | 3,948,000 | 5,927,000 | 7,983,000 |
| Provision for loan losses | 0 | 43,000 | 65,000 | 86,000 |
| Pretax income | 1,193,000 | 2,596,000 | 4,120,000 | 5,583,000 |
| Income tax | 399,000 | 927,000 | 1,505,000 | 1,949,000 |
| Net income | 794,000 | 1,669,000 | 2,615,000 | 3,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,790,000 | 28,259,000 | 28,800,000 | 29,410,000 |
| Total capital | 30,523,000 | 30,944,000 | 31,461,000 | 32,061,000 |
| Risk-weighted assets | 239,157,000 | 256,512,000 | 251,706,000 | 254,224,000 |