Call reports 2002
PEOPLES BANK OF THE OZARKS — 2002
What PEOPLES BANK OF THE OZARKS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 204,633,000 | 214,651,000 | 225,165,000 | 218,239,000 |
| Total loans | 157,562,000 | 163,434,000 | 173,709,000 | 173,614,000 |
| Allowance for loan losses | 2,006,000 | 2,043,000 | 2,171,000 | 2,219,000 |
| Securities available for sale | 12,350,000 | 19,214,000 | 21,755,000 | 19,088,000 |
| Securities held to maturity | 5,269,000 | 5,269,000 | 5,168,000 | 4,842,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,845,000 | 181,441,000 | 181,287,000 | 177,557,000 |
| Interest-bearing deposits | 147,054,000 | 152,720,000 | 152,889,000 | 148,940,000 |
| Noninterest-bearing deposits | 24,791,000 | 28,721,000 | 28,398,000 | 28,617,000 |
| Equity capital | 16,865,000 | 17,137,000 | 17,393,000 | 17,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,351,000 | 6,710,000 | 10,223,000 | 13,704,000 |
| Interest expense | 1,171,000 | 2,312,000 | 3,518,000 | 4,620,000 |
| Net interest income | 2,180,000 | 4,398,000 | 6,705,000 | 9,084,000 |
| Noninterest income | 266,000 | 511,000 | 796,000 | 1,120,000 |
| Noninterest expense | 1,601,000 | 3,197,000 | 4,818,000 | 6,563,000 |
| Provision for loan losses | 39,000 | 107,000 | 288,000 | 308,000 |
| Pretax income | 806,000 | 1,605,000 | 2,395,000 | 3,333,000 |
| Income tax | 289,000 | 576,000 | 860,000 | 1,157,000 |
| Net income | 517,000 | 1,029,000 | 1,535,000 | 2,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,786,000 | 16,981,000 | 17,169,000 | 17,495,000 |
| Total capital | 18,629,000 | 18,854,000 | 19,166,000 | 19,487,000 |
| Risk-weighted assets | 147,293,000 | 150,014,000 | 159,608,000 | 159,125,000 |