Call reports 2001
PEOPLES BANK OF THE OZARKS — 2001
What PEOPLES BANK OF THE OZARKS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 115,354,000 | 177,114,000 | 185,755,000 | 189,901,000 |
| Total loans | 88,855,000 | 132,202,000 | 144,479,000 | 153,558,000 |
| Allowance for loan losses | 980,000 | 2,584,000 | 1,818,000 | 1,919,000 |
| Securities available for sale | 3,336,000 | 21,826,000 | 17,148,000 | 15,296,000 |
| Securities held to maturity | 6,995,000 | 5,672,000 | 5,641,000 | 5,525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,884,000 | 160,409,000 | 161,054,000 | 162,215,000 |
| Interest-bearing deposits | 91,438,000 | 135,730,000 | 137,147,000 | 137,971,000 |
| Noninterest-bearing deposits | 14,446,000 | 24,679,000 | 23,908,000 | 24,244,000 |
| Equity capital | 8,941,000 | 15,812,000 | 16,602,000 | 16,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,360,000 | 6,885,000 | 10,415,000 | 13,873,000 |
| Interest expense | 1,160,000 | 3,303,000 | 4,836,000 | 6,172,000 |
| Net interest income | 1,200,000 | 3,582,000 | 5,579,000 | 7,701,000 |
| Noninterest income | 173,000 | 479,000 | 761,000 | 1,056,000 |
| Noninterest expense | 1,004,000 | 3,079,000 | 4,727,000 | 6,313,000 |
| Provision for loan losses | 17,000 | 13,000 | -714,000 | -440,000 |
| Pretax income | 352,000 | 969,000 | 2,327,000 | 2,884,000 |
| Income tax | 119,000 | 319,000 | 801,000 | 965,000 |
| Net income | 233,000 | 650,000 | 1,526,000 | 1,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,927,000 | 15,454,000 | 16,199,000 | 16,585,000 |
| Total capital | 9,907,000 | 17,005,000 | 17,878,000 | 18,335,000 |
| Risk-weighted assets | 84,211,000 | 123,437,000 | 134,162,000 | 139,853,000 |