Call reports 2012
SIGNATURE BANK OF ARKANSAS — 2012
What SIGNATURE BANK OF ARKANSAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 503,074,000 | 496,044,000 | 495,224,000 | 510,656,000 |
| Total loans | 392,493,000 | 380,665,000 | 384,715,000 | 376,891,000 |
| Allowance for loan losses | 7,774,000 | 8,754,000 | 9,332,000 | 11,037,000 |
| Securities available for sale | 49,922,000 | 51,785,000 | 52,433,000 | 49,408,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,053,000 | 384,809,000 | 383,221,000 | 401,098,000 |
| Interest-bearing deposits | 341,618,000 | 339,634,000 | 337,107,000 | 346,231,000 |
| Noninterest-bearing deposits | 44,434,000 | 45,175,000 | 46,114,000 | 54,867,000 |
| Equity capital | 61,546,000 | 55,954,000 | 56,542,000 | 53,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,821,000 | 11,499,000 | 17,022,000 | 22,547,000 |
| Interest expense | 1,491,000 | 2,866,000 | 4,143,000 | 5,383,000 |
| Net interest income | 4,330,000 | 8,633,000 | 12,879,000 | 17,164,000 |
| Noninterest income | 655,000 | -205,000 | 363,000 | 793,000 |
| Noninterest expense | 3,289,000 | 6,694,000 | 10,042,000 | 15,512,000 |
| Provision for loan losses | 758,000 | 10,029,000 | 10,779,000 | 13,029,000 |
| Pretax income | 938,000 | -8,295,000 | -7,579,000 | -10,584,000 |
| Income tax | 386,000 | -3,120,000 | -2,820,000 | -3,275,000 |
| Net income | 552,000 | -5,175,000 | -4,759,000 | -7,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,750,000 | 45,705,000 | 46,426,000 | 45,253,000 |
| Total capital | 59,692,000 | 50,501,000 | 51,344,000 | 50,019,000 |
| Risk-weighted assets | 391,775,000 | 378,974,000 | 388,269,000 | 374,225,000 |