Call reports 2016
SIERRA VISTA BANK — 2016
What SIERRA VISTA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 156,117,000 | 157,259,000 | 155,296,000 |
| Total loans | 119,519,000 | 121,914,000 | 125,101,000 |
| Allowance for loan losses | 1,691,000 | 1,741,000 | 1,754,000 |
| Securities available for sale | 22,268,000 | 19,275,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 134,746,000 | 132,370,000 | 138,236,000 |
| Interest-bearing deposits | 89,846,000 | 84,757,000 | 82,197,000 |
| Noninterest-bearing deposits | 44,900,000 | 47,613,000 | 56,039,000 |
| Equity capital | 18,053,000 | 18,411,000 | 16,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 1,685,000 | 3,452,000 | 5,227,000 |
| Interest expense | 103,000 | 200,000 | 292,000 |
| Net interest income | 1,582,000 | 3,252,000 | 4,935,000 |
| Noninterest income | 99,000 | 196,000 | 276,000 |
| Noninterest expense | 1,415,000 | 2,969,000 | 8,441,000 |
| Provision for loan losses | 50,000 | 100,000 | 100,000 |
| Pretax income | 216,000 | 455,000 | -3,267,000 |
| Income tax | 97,000 | 206,000 | -1,100,000 |
| Net income | 119,000 | 249,000 | -2,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 15,303,000 | 15,607,000 | 13,446,000 |
| Total capital | 16,876,000 | 17,195,000 | 15,117,000 |
| Risk-weighted assets | 124,573,000 | 125,696,000 | 132,428,000 |