Call reports 2015
SIERRA VISTA BANK — 2015
What SIERRA VISTA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 136,918,000 | 141,031,000 | 148,426,000 | 154,922,000 |
| Total loans | 91,785,000 | 100,423,000 | 112,764,000 | 113,786,000 |
| Allowance for loan losses | 1,412,000 | 1,447,000 | 1,520,000 | 1,629,000 |
| Securities available for sale | 18,565,000 | 17,642,000 | 19,599,000 | 18,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,054,000 | 122,867,000 | 126,990,000 | 133,338,000 |
| Interest-bearing deposits | 82,441,000 | 86,790,000 | 88,010,000 | 89,012,000 |
| Noninterest-bearing deposits | 36,613,000 | 36,077,000 | 38,980,000 | 44,326,000 |
| Equity capital | 17,135,000 | 17,219,000 | 17,482,000 | 17,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,364,000 | 2,800,000 | 4,322,000 | 6,110,000 |
| Interest expense | 90,000 | 187,000 | 285,000 | 386,000 |
| Net interest income | 1,274,000 | 2,613,000 | 4,037,000 | 5,724,000 |
| Noninterest income | 101,000 | 235,000 | 386,000 | 525,000 |
| Noninterest expense | 1,181,000 | 2,413,000 | 3,662,000 | 4,955,000 |
| Provision for loan losses | 0 | 15,000 | 45,000 | 45,000 |
| Pretax income | 194,000 | 420,000 | 716,000 | 1,249,000 |
| Income tax | 81,000 | 175,000 | 298,000 | 519,000 |
| Net income | 113,000 | 245,000 | 418,000 | 730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,863,000 | 14,047,000 | 14,254,000 | 15,157,000 |
| Total capital | 15,162,000 | 15,405,000 | 15,751,000 | 16,697,000 |
| Risk-weighted assets | 101,805,000 | 108,504,000 | 117,789,000 | 121,455,000 |