Call reports 2014
SIERRA VISTA BANK — 2014
What SIERRA VISTA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 104,757,000 | 114,515,000 | 121,370,000 | 121,689,000 |
| Total loans | 76,054,000 | 80,676,000 | 86,010,000 | 85,635,000 |
| Allowance for loan losses | 1,460,000 | 1,475,000 | 1,486,000 | 1,400,000 |
| Securities available for sale | 13,919,000 | 13,423,000 | 16,098,000 | 15,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,626,000 | 96,938,000 | 103,517,000 | 103,549,000 |
| Interest-bearing deposits | 62,400,000 | 71,536,000 | 75,185,000 | 73,271,000 |
| Noninterest-bearing deposits | 24,226,000 | 25,402,000 | 28,332,000 | 30,278,000 |
| Equity capital | 15,756,000 | 16,090,000 | 16,230,000 | 16,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,247,000 | 2,497,000 | 3,815,000 | 5,179,000 |
| Interest expense | 80,000 | 159,000 | 260,000 | 353,000 |
| Net interest income | 1,167,000 | 2,338,000 | 3,555,000 | 4,826,000 |
| Noninterest income | 152,000 | 226,000 | 348,000 | 421,000 |
| Noninterest expense | 1,006,000 | 2,033,000 | 3,207,000 | 4,403,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 310,000 | 530,000 | 696,000 | 844,000 |
| Income tax | 134,000 | 232,000 | 308,000 | 369,000 |
| Net income | 176,000 | 298,000 | 388,000 | 475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,409,000 | 12,616,000 | 13,170,000 | 13,295,000 |
| Total capital | 13,389,000 | 13,664,000 | 14,274,000 | 14,405,000 |
| Risk-weighted assets | 77,906,000 | 83,348,000 | 87,942,000 | 88,427,000 |