Call reports 2013
SIERRA VISTA BANK — 2013
What SIERRA VISTA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 85,484,000 | 87,954,000 | 92,186,000 | 101,748,000 |
| Total loans | 64,101,000 | 68,907,000 | 68,806,000 | 78,000,000 |
| Allowance for loan losses | 1,487,000 | 1,478,000 | 1,443,000 | 1,447,000 |
| Securities available for sale | 14,400,000 | 13,316,000 | 12,675,000 | 14,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,159,000 | 76,568,000 | 80,643,000 | 83,564,000 |
| Interest-bearing deposits | 51,161,000 | 52,866,000 | 56,266,000 | 58,229,000 |
| Noninterest-bearing deposits | 22,998,000 | 23,702,000 | 24,377,000 | 25,335,000 |
| Equity capital | 9,953,000 | 11,063,000 | 11,292,000 | 15,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,012,000 | 2,154,000 | 3,321,000 | 4,523,000 |
| Interest expense | 47,000 | 95,000 | 153,000 | 220,000 |
| Net interest income | 965,000 | 2,059,000 | 3,168,000 | 4,303,000 |
| Noninterest income | 98,000 | 233,000 | 380,000 | 466,000 |
| Noninterest expense | 941,000 | 1,889,000 | 2,917,000 | 3,918,000 |
| Provision for loan losses | 70,000 | 180,000 | 180,000 | 180,000 |
| Pretax income | 52,000 | 223,000 | 451,000 | 671,000 |
| Income tax | 0 | 0 | 0 | -4,019,000 |
| Net income | 52,000 | 223,000 | 451,000 | 4,690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,918,000 | 11,263,000 | 11,558,000 | 12,214,000 |
| Total capital | 10,741,000 | 12,133,000 | 12,424,000 | 13,210,000 |
| Risk-weighted assets | 65,102,000 | 68,928,000 | 68,683,000 | 79,164,000 |