Call reports 2012
SIERRA VISTA BANK — 2012
What SIERRA VISTA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 82,717,000 | 78,527,000 | 77,902,000 | 78,791,000 |
| Total loans | 57,149,000 | 55,821,000 | 59,772,000 | 60,994,000 |
| Allowance for loan losses | 1,966,000 | 1,381,000 | 1,343,000 | 1,391,000 |
| Securities available for sale | 13,309,000 | 12,354,000 | 12,202,000 | 11,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,922,000 | 70,586,000 | 66,835,000 | 65,958,000 |
| Interest-bearing deposits | 49,095,000 | 46,528,000 | 43,419,000 | 45,032,000 |
| Noninterest-bearing deposits | 23,827,000 | 24,058,000 | 23,416,000 | 20,926,000 |
| Equity capital | 7,411,000 | 7,584,000 | 9,701,000 | 9,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,008,000 | 1,990,000 | 2,955,000 | 3,955,000 |
| Interest expense | 69,000 | 124,000 | 168,000 | 209,000 |
| Net interest income | 939,000 | 1,866,000 | 2,787,000 | 3,746,000 |
| Noninterest income | 142,000 | 266,000 | 388,000 | 488,000 |
| Noninterest expense | 993,000 | 1,967,000 | 2,901,000 | 3,882,000 |
| Provision for loan losses | 810,000 | 890,000 | 950,000 | 1,030,000 |
| Pretax income | -697,000 | -592,000 | -524,000 | -485,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -697,000 | -592,000 | -524,000 | -485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,409,000 | 7,516,000 | 9,587,000 | 9,862,000 |
| Total capital | 8,162,000 | 8,248,000 | 10,359,000 | 10,644,000 |
| Risk-weighted assets | 58,987,000 | 57,867,000 | 61,216,000 | 61,937,000 |