Call reports 2011
SIERRA VISTA BANK — 2011
What SIERRA VISTA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 83,898,000 | 84,609,000 | 82,649,000 | 80,533,000 |
| Total loans | 65,289,000 | 62,740,000 | 63,085,000 | 61,091,000 |
| Allowance for loan losses | 1,829,000 | 1,655,000 | 1,900,000 | 2,033,000 |
| Securities available for sale | 10,296,000 | 11,816,000 | 9,431,000 | 10,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,573,000 | 75,212,000 | 74,083,000 | 69,952,000 |
| Interest-bearing deposits | 53,326,000 | 53,451,000 | 49,496,000 | 47,929,000 |
| Noninterest-bearing deposits | 21,247,000 | 21,761,000 | 24,587,000 | 22,023,000 |
| Equity capital | 7,877,000 | 7,991,000 | 8,155,000 | 8,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,215,000 | 2,337,000 | 3,459,000 | 4,520,000 |
| Interest expense | 140,000 | 263,000 | 371,000 | 445,000 |
| Net interest income | 1,075,000 | 2,074,000 | 3,088,000 | 4,075,000 |
| Noninterest income | 52,000 | 108,000 | 165,000 | 231,000 |
| Noninterest expense | 1,018,000 | 1,964,000 | 2,902,000 | 3,803,000 |
| Provision for loan losses | 130,000 | 255,000 | 480,000 | 645,000 |
| Pretax income | -21,000 | -37,000 | 95,000 | 159,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -21,000 | -37,000 | 95,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,903,000 | 7,893,000 | 8,033,000 | 8,103,000 |
| Total capital | 8,706,000 | 8,686,000 | 8,831,000 | 8,871,000 |
| Risk-weighted assets | 63,186,000 | 62,570,000 | 62,776,000 | 60,195,000 |