Call reports 2010
SIERRA VISTA BANK — 2010
What SIERRA VISTA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 105,134,000 | 107,700,000 | 99,691,000 | 88,653,000 |
| Total loans | 79,701,000 | 79,700,000 | 71,815,000 | 71,111,000 |
| Allowance for loan losses | 1,755,000 | 1,958,000 | 1,435,000 | 1,932,000 |
| Securities available for sale | 17,208,000 | 15,923,000 | 18,124,000 | 9,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,883,000 | 91,372,000 | 85,821,000 | 79,304,000 |
| Interest-bearing deposits | 64,693,000 | 65,020,000 | 61,750,000 | 55,334,000 |
| Noninterest-bearing deposits | 23,190,000 | 26,352,000 | 24,071,000 | 23,970,000 |
| Equity capital | 8,552,000 | 9,526,000 | 9,123,000 | 7,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,456,000 | 2,956,000 | 4,374,000 | 5,675,000 |
| Interest expense | 282,000 | 539,000 | 763,000 | 949,000 |
| Net interest income | 1,174,000 | 2,417,000 | 3,611,000 | 4,726,000 |
| Noninterest income | 80,000 | 192,000 | 247,000 | 337,000 |
| Noninterest expense | 1,196,000 | 2,257,000 | 3,509,000 | 4,482,000 |
| Provision for loan losses | 1,049,000 | 1,249,000 | 3,009,000 | 4,589,000 |
| Pretax income | -970,000 | -838,000 | -2,540,000 | -3,448,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -970,000 | -838,000 | -2,540,000 | -3,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,383,000 | 9,182,000 | 8,807,000 | 7,917,000 |
| Total capital | 9,392,000 | 10,165,000 | 9,706,000 | 8,806,000 |
| Risk-weighted assets | 79,965,000 | 77,926,000 | 71,543,000 | 70,083,000 |