Call reports 2009
SIERRA VISTA BANK — 2009
What SIERRA VISTA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 74,264,000 | 87,251,000 | 92,050,000 | 105,013,000 |
| Total loans | 55,569,000 | 61,941,000 | 72,010,000 | 77,440,000 |
| Allowance for loan losses | 895,000 | 1,056,000 | 1,662,000 | 1,298,000 |
| Securities available for sale | 10,300,000 | 15,711,000 | 16,655,000 | 16,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,150,000 | 72,518,000 | 75,732,000 | 87,708,000 |
| Interest-bearing deposits | 50,933,000 | 60,686,000 | 63,424,000 | 67,335,000 |
| Noninterest-bearing deposits | 9,217,000 | 11,832,000 | 12,308,000 | 20,373,000 |
| Equity capital | 9,490,000 | 9,104,000 | 8,072,000 | 9,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 966,000 | 2,052,000 | 3,293,000 | 4,703,000 |
| Interest expense | 378,000 | 716,000 | 1,045,000 | 1,370,000 |
| Net interest income | 588,000 | 1,336,000 | 2,248,000 | 3,333,000 |
| Noninterest income | 42,000 | 182,000 | 292,000 | 404,000 |
| Noninterest expense | 1,036,000 | 2,126,000 | 3,212,000 | 4,222,000 |
| Provision for loan losses | 210,000 | 371,000 | 1,505,000 | 1,689,000 |
| Pretax income | -504,000 | -841,000 | -2,018,000 | -1,982,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -504,000 | -841,000 | -2,018,000 | -1,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,361,000 | 9,047,000 | 7,891,000 | 9,078,000 |
| Total capital | 10,084,000 | 9,871,000 | 8,812,000 | 10,095,000 |
| Risk-weighted assets | 57,639,000 | 65,693,000 | 73,002,000 | 81,075,000 |