Call reports 2007
SIERRA VISTA BANK — 2007
What SIERRA VISTA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 15,834,000 | 16,822,000 | 20,918,000 | 29,396,000 |
| Total loans | 0 | 4,765,000 | 10,623,000 | 18,298,000 |
| Allowance for loan losses | 0 | 55,000 | 134,000 | 225,000 |
| Securities available for sale | 0 | 0 | 0 | 4,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 910,000 | 3,366,000 | 7,700,000 | 16,443,000 |
| Interest-bearing deposits | 512,000 | 2,789,000 | 6,489,000 | 13,282,000 |
| Noninterest-bearing deposits | 398,000 | 577,000 | 1,211,000 | 3,161,000 |
| Equity capital | 13,518,000 | 13,203,000 | 12,912,000 | 12,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 29,000 | 238,000 | 533,000 | 925,000 |
| Interest expense | 1,000 | 20,000 | 70,000 | 192,000 |
| Net interest income | 28,000 | 218,000 | 463,000 | 733,000 |
| Noninterest income | 0 | 2,000 | 6,000 | 17,000 |
| Noninterest expense | 34,000 | 654,000 | 1,137,000 | 1,967,000 |
| Provision for loan losses | 0 | 55,000 | 134,000 | 225,000 |
| Pretax income | -6,000 | -489,000 | -802,000 | -1,442,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | -6,000 | -489,000 | -803,000 | -1,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,518,000 | 13,203,000 | 12,912,000 | 12,316,000 |
| Total capital | 13,518,000 | 13,258,000 | 13,046,000 | 12,541,000 |
| Risk-weighted assets | 3,633,000 | 8,559,000 | 14,286,000 | 21,724,000 |