Call reports 2025
JOHN DEERE FINANCIAL, F.S.B. — 2025
What JOHN DEERE FINANCIAL, F.S.B. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,789,750,000 | 4,541,544,000 | 4,781,510,000 | 3,397,348,000 |
| Total loans | 3,750,731,000 | 4,528,190,000 | 4,771,468,000 | 3,372,601,000 |
| Allowance for loan losses | 5,669,000 | 12,035,000 | 7,942,000 | 8,214,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,326,464,000 | 1,525,003,000 | 1,631,165,000 | 1,273,821,000 |
| Interest-bearing deposits | 1,314,500,000 | 1,515,500,000 | 1,620,500,000 | 1,260,500,000 |
| Noninterest-bearing deposits | 11,964,000 | 9,503,000 | 10,665,000 | 13,321,000 |
| Equity capital | 790,120,000 | 781,289,000 | 769,003,000 | 821,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 89,938,000 | 194,794,000 | 318,167,000 | 435,651,000 |
| Interest expense | 30,736,000 | 72,383,000 | 124,493,000 | 168,038,000 |
| Net interest income | 59,202,000 | 122,411,000 | 193,674,000 | 267,613,000 |
| Noninterest income | 16,505,000 | 37,293,000 | 57,962,000 | 75,877,000 |
| Noninterest expense | 20,541,000 | 40,932,000 | 60,131,000 | 80,146,000 |
| Provision for loan losses | 8,010,000 | 82,183,000 | 68,597,000 | 66,219,000 |
| Pretax income | 47,156,000 | 36,589,000 | 122,908,000 | 197,125,000 |
| Income tax | 4,492,000 | 2,755,000 | 21,360,000 | 42,770,000 |
| Net income | 42,664,000 | 33,834,000 | 101,548,000 | 154,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 790,120,000 | 781,289,000 | 769,003,000 | 821,810,000 |