Call reports 2015
JOHN DEERE FINANCIAL, F.S.B. — 2015
What JOHN DEERE FINANCIAL, F.S.B. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,050,961,000 | 2,553,591,000 | 2,675,396,000 | 2,059,710,000 |
| Total loans | 2,042,320,000 | 2,555,574,000 | 2,678,511,000 | 2,055,288,000 |
| Allowance for loan losses | 39,884,000 | 39,831,000 | 39,689,000 | 39,689,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 693,895,000 | 837,281,000 | 889,466,000 | 739,271,000 |
| Interest-bearing deposits | 686,500,000 | 830,500,000 | 882,500,000 | 729,500,000 |
| Noninterest-bearing deposits | 7,395,000 | 6,781,000 | 6,966,000 | 9,771,000 |
| Equity capital | 500,566,000 | 513,299,000 | 489,912,000 | 509,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 37,263,000 | 84,043,000 | 137,693,000 | 184,370,000 |
| Interest expense | 3,060,000 | 7,326,000 | 12,080,000 | 16,931,000 |
| Net interest income | 34,203,000 | 76,717,000 | 125,613,000 | 167,439,000 |
| Noninterest income | 14,770,000 | 34,223,000 | 51,053,000 | 66,625,000 |
| Noninterest expense | 21,649,000 | 44,840,000 | 69,124,000 | 93,436,000 |
| Provision for loan losses | 1,871,000 | 20,826,000 | 21,147,000 | 21,544,000 |
| Pretax income | 25,453,000 | 45,274,000 | 86,395,000 | 119,084,000 |
| Income tax | 7,712,000 | 14,800,000 | 29,309,000 | 42,311,000 |
| Net income | 17,741,000 | 30,474,000 | 57,086,000 | 76,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 500,566,000 | 513,299,000 | 489,912,000 | 509,598,000 |
| Total capital | 527,151,000 | 547,916,000 | 527,716,000 | 537,803,000 |
| Risk-weighted assets | 2,112,051,000 | 2,762,609,000 | 3,020,905,000 | 2,243,417,000 |