Call reports 2015
PRIMESOUTH BANK — 2015
What PRIMESOUTH BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 338,887,000 | 342,430,000 | 343,221,000 | 342,893,000 |
| Total loans | 219,971,000 | 224,281,000 | 227,776,000 | 228,006,000 |
| Allowance for loan losses | 8,927,000 | 8,927,000 | 7,985,000 | 7,701,000 |
| Securities available for sale | 56,323,000 | 56,561,000 | 57,127,000 | 58,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,688,000 | 307,989,000 | 308,591,000 | 307,407,000 |
| Interest-bearing deposits | 237,908,000 | 241,435,000 | 242,192,000 | 242,361,000 |
| Noninterest-bearing deposits | 66,780,000 | 66,554,000 | 66,399,000 | 65,046,000 |
| Equity capital | 30,886,000 | 31,131,000 | 32,807,000 | 34,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,655,000 | 7,480,000 | 11,278,000 | 15,092,000 |
| Interest expense | 327,000 | 648,000 | 975,000 | 1,299,000 |
| Net interest income | 3,328,000 | 6,832,000 | 10,303,000 | 13,793,000 |
| Noninterest income | 570,000 | 1,273,000 | 2,027,000 | 2,621,000 |
| Noninterest expense | 2,705,000 | 5,603,000 | 9,523,000 | 12,728,000 |
| Provision for loan losses | 0 | 0 | -767,000 | -956,000 |
| Pretax income | 1,216,000 | 2,533,000 | 3,670,000 | 4,745,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,216,000 | 2,533,000 | 3,670,000 | 4,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,937,000 | 30,180,000 | 30,900,000 | 32,328,000 |
| Total capital | 32,655,000 | 32,959,000 | 33,724,000 | 35,168,000 |
| Risk-weighted assets | 211,248,000 | 214,883,000 | 219,266,000 | 220,996,000 |