Call reports 2012
PRIMESOUTH BANK — 2012
What PRIMESOUTH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 359,129,000 | 341,556,000 | 331,469,000 | 339,086,000 |
| Total loans | 251,749,000 | 243,390,000 | 237,257,000 | 224,946,000 |
| Allowance for loan losses | 11,758,000 | 12,570,000 | 12,779,000 | 11,345,000 |
| Securities available for sale | 42,877,000 | 42,525,000 | 42,108,000 | 42,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,960,000 | 310,433,000 | 300,930,000 | 309,645,000 |
| Interest-bearing deposits | 278,466,000 | 266,016,000 | 256,628,000 | 256,864,000 |
| Noninterest-bearing deposits | 49,494,000 | 44,417,000 | 44,302,000 | 52,781,000 |
| Equity capital | 21,842,000 | 21,583,000 | 20,953,000 | 20,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,215,000 | 8,338,000 | 12,359,000 | 16,088,000 |
| Interest expense | 803,000 | 1,536,000 | 2,207,000 | 2,814,000 |
| Net interest income | 3,412,000 | 6,802,000 | 10,152,000 | 13,274,000 |
| Noninterest income | 542,000 | 313,000 | -327,000 | -1,335,000 |
| Noninterest expense | 2,766,000 | 5,149,000 | 7,591,000 | 10,512,000 |
| Provision for loan losses | 3,225,000 | 5,603,000 | 6,333,000 | 6,333,000 |
| Pretax income | -2,000,000 | -3,600,000 | -4,028,000 | -4,788,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,000,000 | -3,600,000 | -4,028,000 | -4,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,752,000 | 17,152,000 | 16,724,000 | 15,525,000 |
| Total capital | 20,679,000 | 19,966,000 | 19,455,000 | 18,080,000 |
| Risk-weighted assets | 225,313,000 | 215,340,000 | 208,450,000 | 195,618,000 |