Call report 2005Q4
RANCHERS BANKS — 2005Q4
The 22 measures RANCHERS BANKS reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,096,000 | USD | evidence → |
| Total loans | 34,804,000 | USD | evidence → |
| Allowance for loan losses | 478,000 | USD | evidence → |
| Securities available for sale | 57,521,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,513,000 | USD | evidence → |
| Interest-bearing deposits | 67,363,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,150,000 | USD | evidence → |
| Equity capital | 14,612,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,424,000 | USD | evidence → |
| Interest expense | 1,086,000 | USD | evidence → |
| Net interest income | 5,338,000 | USD | evidence → |
| Noninterest income | 1,171,000 | USD | evidence → |
| Noninterest expense | 4,973,000 | USD | evidence → |
| Provision for loan losses | -2,136,000 | USD | evidence → |
| Pretax income | 3,692,000 | USD | evidence → |
| Income tax | 1,324,000 | USD | evidence → |
| Net income | 2,368,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,228,000 | USD | evidence → |
| Total capital | 15,720,000 | USD | evidence → |
| Risk-weighted assets | 52,484,000 | USD | evidence → |