Call report 2003Q4
RANCHERS BANKS — 2003Q4
The 22 measures RANCHERS BANKS reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 124,102,000 | USD | evidence → |
| Total loans | 55,441,000 | USD | evidence → |
| Allowance for loan losses | 2,840,000 | USD | evidence → |
| Securities available for sale | 52,362,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,462,000 | USD | evidence → |
| Interest-bearing deposits | 87,522,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,940,000 | USD | evidence → |
| Equity capital | 13,950,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,365,000 | USD | evidence → |
| Interest expense | 1,301,000 | USD | evidence → |
| Net interest income | 4,064,000 | USD | evidence → |
| Noninterest income | 789,000 | USD | evidence → |
| Noninterest expense | 5,812,000 | USD | evidence → |
| Provision for loan losses | 758,000 | USD | evidence → |
| Pretax income | -1,547,000 | USD | evidence → |
| Income tax | -503,000 | USD | evidence → |
| Net income | -1,044,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,791,000 | USD | evidence → |
| Total capital | 13,704,000 | USD | evidence → |
| Risk-weighted assets | 71,124,000 | USD | evidence → |