Call report 2002Q4
RANCHERS BANKS — 2002Q4
The 22 measures RANCHERS BANKS reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 122,085,000 | USD | evidence → |
| Total loans | 56,536,000 | USD | evidence → |
| Allowance for loan losses | 2,729,000 | USD | evidence → |
| Securities available for sale | 53,897,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 106,076,000 | USD | evidence → |
| Interest-bearing deposits | 85,811,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,265,000 | USD | evidence → |
| Equity capital | 15,348,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,730,000 | USD | evidence → |
| Interest expense | 1,868,000 | USD | evidence → |
| Net interest income | 4,862,000 | USD | evidence → |
| Noninterest income | 1,275,000 | USD | evidence → |
| Noninterest expense | 6,255,000 | USD | evidence → |
| Provision for loan losses | 1,738,000 | USD | evidence → |
| Pretax income | -1,731,000 | USD | evidence → |
| Income tax | -292,000 | USD | evidence → |
| Net income | -1,439,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,708,000 | USD | evidence → |
| Total capital | 15,627,000 | USD | evidence → |
| Risk-weighted assets | 71,971,000 | USD | evidence → |