FACTANKER · measured, cited, anchored official records connected

Call reports 2001

RANCHERS BANKS — 2001

What RANCHERS BANKS reported to the FFIEC in 2001, quarter by quarter.

PERIOD: 2001SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b05b9bf5-eed1-4aac-88f9-bb316ff9e5da/2001

Balance sheet

What the bank holds and owes at quarter end

Measure2001Q12001Q22001Q32001Q4
Total assets123,499,000128,533,000126,589,000123,451,000
Total loans81,125,00083,462,00077,804,00067,538,000
Allowance for loan losses1,162,0001,138,000861,0004,177,000
Securities available for sale00036,862,000
Securities held to maturity31,447,00028,775,00026,595,0000
Trading assets0000
Total deposits101,081,000108,945,000106,668,000105,216,000
Interest-bearing deposits82,183,00090,358,00087,126,00086,751,000
Noninterest-bearing deposits18,898,00018,587,00019,542,00018,465,000
Equity capital17,435,00017,696,00017,845,00016,407,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2001Q12001Q22001Q32001Q4
Interest income2,710,0005,142,0007,037,0008,982,000
Interest expense1,013,0002,032,0002,834,0003,511,000
Net interest income1,697,0003,110,0004,203,0005,471,000
Noninterest income196,000557,0001,079,0001,546,000
Noninterest expense1,313,0002,558,0003,856,0005,233,000
Provision for loan losses105,000190,000725,0004,270,000
Pretax income475,000919,000701,000-2,445,000
Income tax225,000408,00041,000-1,407,000
Net income250,000511,000660,000-1,038,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2001Q12001Q22001Q32001Q4
Tier 1 capital17,435,00017,696,00017,845,00016,147,000
Total capital18,535,00018,834,00018,706,00017,166,000
Risk-weighted assets87,966,00092,426,00087,773,00078,271,000