Call reports 2003
HAVERFORD TRUST COMPANY, THE — 2003
What HAVERFORD TRUST COMPANY, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 115,339,000 | 119,014,000 | 122,874,000 | 148,195,000 |
| Total loans | 89,594,000 | 92,486,000 | 95,160,000 | 96,388,000 |
| Allowance for loan losses | 801,000 | 826,000 | 836,000 | 856,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 40,000 | 40,000 | 40,000 | 40,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,986,000 | 102,955,000 | 105,716,000 | 131,142,000 |
| Interest-bearing deposits | 98,986,000 | 102,955,000 | 105,716,000 | 131,142,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 13,219,000 | 13,122,000 | 13,956,000 | 13,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 725,000 | 1,565,000 | 2,361,000 | 3,262,000 |
| Interest expense | 476,000 | 931,000 | 1,353,000 | 1,808,000 |
| Net interest income | 249,000 | 634,000 | 1,008,000 | 1,454,000 |
| Noninterest income | 3,509,000 | 7,395,000 | 11,764,000 | 16,216,000 |
| Noninterest expense | 3,439,000 | 7,529,000 | 11,421,000 | 15,938,000 |
| Provision for loan losses | 16,000 | 41,000 | 51,000 | 71,000 |
| Pretax income | 303,000 | 459,000 | 1,300,000 | 1,661,000 |
| Income tax | 7,000 | 30,000 | 37,000 | 6,000 |
| Net income | 296,000 | 429,000 | 1,263,000 | 1,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,422,000 | 12,357,000 | 13,246,000 | 13,220,000 |
| Total capital | 15,223,000 | 15,183,000 | 16,082,000 | 16,076,000 |
| Risk-weighted assets | 109,579,000 | 112,591,000 | 113,719,000 | 118,491,000 |