Call reports 2002
HAVERFORD TRUST COMPANY, THE — 2002
What HAVERFORD TRUST COMPANY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 86,900,000 | 99,389,000 | 99,457,000 | 107,637,000 |
| Total loans | 61,363,000 | 71,537,000 | 78,262,000 | 78,520,000 |
| Allowance for loan losses | 614,000 | 715,000 | 783,000 | 785,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 40,000 | 40,000 | 40,000 | 40,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,342,000 | 83,711,000 | 83,337,000 | 91,475,000 |
| Interest-bearing deposits | 71,342,000 | 83,711,000 | 83,337,000 | 91,475,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 12,474,000 | 12,660,000 | 13,000,000 | 12,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 650,000 | 1,381,000 | 2,183,000 | 2,966,000 |
| Interest expense | 446,000 | 870,000 | 1,333,000 | 1,848,000 |
| Net interest income | 204,000 | 511,000 | 850,000 | 1,118,000 |
| Noninterest income | 3,878,000 | 7,510,000 | 10,957,000 | 14,462,000 |
| Noninterest expense | 3,649,000 | 7,294,000 | 10,666,000 | 14,507,000 |
| Provision for loan losses | 42,000 | 144,000 | 211,000 | 214,000 |
| Pretax income | 391,000 | 583,000 | 930,000 | 859,000 |
| Income tax | 5,000 | 11,000 | 18,000 | 24,000 |
| Net income | 386,000 | 572,000 | 912,000 | 835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,425,000 | 11,647,000 | 12,023,000 | 12,095,000 |
| Total capital | 14,039,000 | 14,362,000 | 14,806,000 | 14,880,000 |
| Risk-weighted assets | 74,706,000 | 87,375,000 | 91,141,000 | 97,792,000 |