Call reports 2025
MARION STATE BANK — 2025
What MARION STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 229,055,000 | 222,432,000 | 226,977,000 | 231,237,000 |
| Total loans | 153,806,000 | 159,418,000 | 164,108,000 | 164,074,000 |
| Allowance for loan losses | 1,693,000 | 1,702,000 | 1,686,000 | 1,692,000 |
| Securities available for sale | 48,848,000 | 45,445,000 | 43,117,000 | 41,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,707,000 | 193,338,000 | 194,928,000 | 199,239,000 |
| Interest-bearing deposits | 151,575,000 | 145,202,000 | 145,154,000 | 148,571,000 |
| Noninterest-bearing deposits | 49,132,000 | 48,136,000 | 49,774,000 | 50,668,000 |
| Equity capital | 25,448,000 | 26,046,000 | 26,948,000 | 27,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,305,000 | 6,716,000 | 10,253,000 | 13,841,000 |
| Interest expense | 1,110,000 | 2,133,000 | 3,128,000 | 4,107,000 |
| Net interest income | 2,195,000 | 4,583,000 | 7,125,000 | 9,734,000 |
| Noninterest income | 349,000 | 721,000 | 1,114,000 | 1,498,000 |
| Noninterest expense | 2,124,000 | 4,272,000 | 6,473,000 | 8,695,000 |
| Provision for loan losses | 45,000 | 90,000 | 221,000 | 251,000 |
| Pretax income | 375,000 | 942,000 | 1,545,000 | 2,286,000 |
| Income tax | 72,000 | 187,000 | 295,000 | 451,000 |
| Net income | 303,000 | 755,000 | 1,250,000 | 1,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,678,000 | 27,129,000 | 27,624,000 | 27,785,000 |
| Total capital | 28,371,000 | 28,831,000 | 29,311,000 | 29,477,000 |
| Risk-weighted assets | 164,703,000 | 167,722,000 | 172,197,000 | 173,678,000 |