Call reports 2020
MARION STATE BANK — 2020
What MARION STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 177,904,000 | 193,026,000 | 194,107,000 | 198,040,000 |
| Total loans | 128,337,000 | 133,147,000 | 130,327,000 | 128,955,000 |
| Allowance for loan losses | 1,251,000 | 1,457,000 | 1,440,000 | 1,434,000 |
| Securities available for sale | 22,314,000 | 18,526,000 | 24,814,000 | 32,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,529,000 | 165,961,000 | 167,205,000 | 172,420,000 |
| Interest-bearing deposits | 116,784,000 | 122,473,000 | 124,488,000 | 129,756,000 |
| Noninterest-bearing deposits | 33,745,000 | 43,488,000 | 42,717,000 | 42,664,000 |
| Equity capital | 20,726,000 | 21,272,000 | 21,591,000 | 21,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,176,000 | 4,545,000 | 6,570,000 | 8,582,000 |
| Interest expense | 435,000 | 826,000 | 1,140,000 | 1,415,000 |
| Net interest income | 1,741,000 | 3,719,000 | 5,430,000 | 7,167,000 |
| Noninterest income | 303,000 | 778,000 | 1,062,000 | 1,411,000 |
| Noninterest expense | 1,674,000 | 3,387,000 | 5,099,000 | 6,822,000 |
| Provision for loan losses | 48,000 | 292,000 | 292,000 | 292,000 |
| Pretax income | 322,000 | 818,000 | 1,101,000 | 1,464,000 |
| Income tax | 62,000 | 163,000 | 218,000 | 219,000 |
| Net income | 260,000 | 655,000 | 883,000 | 1,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,699,000 | 21,095,000 | 21,323,000 | 21,690,000 |
| Total capital | 21,950,000 | 22,552,000 | 22,763,000 | 23,124,000 |
| Risk-weighted assets | 137,810,000 | 144,970,000 | 144,855,000 | 145,789,000 |