Call reports 2016
MARION STATE BANK — 2016
What MARION STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 185,846,000 | 183,050,000 | 174,396,000 | 170,833,000 |
| Total loans | 100,908,000 | 103,321,000 | 102,132,000 | 103,848,000 |
| Allowance for loan losses | 1,252,000 | 1,247,000 | 1,187,000 | 1,176,000 |
| Securities available for sale | 50,811,000 | 49,494,000 | 45,665,000 | 41,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,726,000 | 160,713,000 | 153,048,000 | 149,641,000 |
| Interest-bearing deposits | 139,496,000 | 135,301,000 | 127,663,000 | 86,466,000 |
| Noninterest-bearing deposits | 25,230,000 | 25,412,000 | 25,385,000 | 63,175,000 |
| Equity capital | 17,003,000 | 17,354,000 | 17,560,000 | 17,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,789,000 | 3,613,000 | 5,363,000 | 7,180,000 |
| Interest expense | 225,000 | 470,000 | 701,000 | 925,000 |
| Net interest income | 1,564,000 | 3,143,000 | 4,662,000 | 6,255,000 |
| Noninterest income | 171,000 | 359,000 | 623,000 | 858,000 |
| Noninterest expense | 1,370,000 | 2,742,000 | 4,213,000 | 5,689,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 365,000 | 761,000 | 1,075,000 | 1,427,000 |
| Income tax | 107,000 | 217,000 | 284,000 | 422,000 |
| Net income | 258,000 | 544,000 | 791,000 | 1,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,923,000 | 17,209,000 | 17,455,000 | 17,599,000 |
| Total capital | 18,175,000 | 18,456,000 | 18,642,000 | 18,775,000 |
| Risk-weighted assets | 113,800,000 | 114,403,000 | 112,346,000 | 115,226,000 |