Call reports 2015
MARION STATE BANK — 2015
What MARION STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 172,095,000 | 172,507,000 | 167,390,000 | 164,904,000 |
| Total loans | 108,805,000 | 110,031,000 | 111,431,000 | 106,708,000 |
| Allowance for loan losses | 1,280,000 | 1,291,000 | 1,280,000 | 1,247,000 |
| Securities available for sale | 40,919,000 | 41,802,000 | 35,798,000 | 35,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,105,000 | 149,887,000 | 145,432,000 | 143,099,000 |
| Interest-bearing deposits | 125,747,000 | 126,581,000 | 120,412,000 | 118,154,000 |
| Noninterest-bearing deposits | 22,358,000 | 23,306,000 | 25,020,000 | 24,945,000 |
| Equity capital | 15,891,000 | 16,152,000 | 16,605,000 | 16,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,879,000 | 3,823,000 | 5,795,000 | 7,749,000 |
| Interest expense | 213,000 | 445,000 | 670,000 | 886,000 |
| Net interest income | 1,666,000 | 3,378,000 | 5,125,000 | 6,863,000 |
| Noninterest income | 193,000 | 389,000 | 585,000 | 769,000 |
| Noninterest expense | 1,343,000 | 2,671,000 | 4,033,000 | 5,596,000 |
| Provision for loan losses | 45,000 | 75,000 | 105,000 | 105,000 |
| Pretax income | 471,000 | 1,026,000 | 1,579,000 | 1,938,000 |
| Income tax | 137,000 | 308,000 | 482,000 | 583,000 |
| Net income | 334,000 | 718,000 | 1,097,000 | 1,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,724,000 | 16,107,000 | 16,487,000 | 16,664,000 |
| Total capital | 17,004,000 | 17,398,000 | 17,767,000 | 17,911,000 |
| Risk-weighted assets | 111,818,000 | 112,560,000 | 114,770,000 | 111,716,000 |