Call reports 2014
MARION STATE BANK — 2014
What MARION STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 142,198,000 | 140,632,000 | 148,136,000 | 148,623,000 |
| Total loans | 100,510,000 | 103,427,000 | 105,428,000 | 107,477,000 |
| Allowance for loan losses | 1,251,000 | 1,207,000 | 1,199,000 | 1,225,000 |
| Securities available for sale | 19,309,000 | 19,483,000 | 27,875,000 | 24,848,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,528,000 | 120,575,000 | 124,652,000 | 125,042,000 |
| Interest-bearing deposits | 103,306,000 | 100,942,000 | 104,872,000 | 102,752,000 |
| Noninterest-bearing deposits | 19,222,000 | 19,633,000 | 19,780,000 | 22,290,000 |
| Equity capital | 14,101,000 | 14,655,000 | 15,085,000 | 15,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,795,000 | 3,629,000 | 5,517,000 | 7,437,000 |
| Interest expense | 247,000 | 482,000 | 705,000 | 916,000 |
| Net interest income | 1,548,000 | 3,147,000 | 4,812,000 | 6,521,000 |
| Noninterest income | 186,000 | 434,000 | 636,000 | 843,000 |
| Noninterest expense | 1,231,000 | 2,467,000 | 3,766,000 | 5,135,000 |
| Provision for loan losses | 45,000 | 130,000 | 175,000 | 220,000 |
| Pretax income | 459,000 | 988,000 | 1,511,000 | 2,014,000 |
| Income tax | 120,000 | 279,000 | 434,000 | 620,000 |
| Net income | 339,000 | 709,000 | 1,077,000 | 1,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,391,000 | 14,761,000 | 15,129,000 | 15,390,000 |
| Total capital | 15,627,000 | 15,968,000 | 16,328,000 | 16,615,000 |
| Risk-weighted assets | 98,852,000 | 100,231,000 | 103,064,000 | 104,771,000 |