Call reports 2013
MARION STATE BANK — 2013
What MARION STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 134,451,000 | 135,129,000 | 135,813,000 | 133,594,000 |
| Total loans | 91,857,000 | 94,030,000 | 96,547,000 | 99,753,000 |
| Allowance for loan losses | 1,097,000 | 1,130,000 | 1,191,000 | 1,200,000 |
| Securities available for sale | 17,992,000 | 17,828,000 | 19,580,000 | 18,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,781,000 | 115,905,000 | 116,686,000 | 114,419,000 |
| Interest-bearing deposits | 96,118,000 | 98,445,000 | 99,446,000 | 96,577,000 |
| Noninterest-bearing deposits | 17,663,000 | 17,460,000 | 17,240,000 | 17,842,000 |
| Equity capital | 13,529,000 | 13,529,000 | 13,437,000 | 13,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,681,000 | 3,401,000 | 5,142,000 | 7,110,000 |
| Interest expense | 291,000 | 583,000 | 858,000 | 1,119,000 |
| Net interest income | 1,390,000 | 2,818,000 | 4,284,000 | 5,991,000 |
| Noninterest income | 251,000 | 500,000 | 757,000 | 843,000 |
| Noninterest expense | 1,155,000 | 2,494,000 | 3,735,000 | 4,987,000 |
| Provision for loan losses | 100,000 | 160,000 | 280,000 | 350,000 |
| Pretax income | 386,000 | 664,000 | 1,026,000 | 1,515,000 |
| Income tax | 99,000 | 167,000 | 260,000 | 397,000 |
| Net income | 287,000 | 497,000 | 766,000 | 1,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,278,000 | 13,488,000 | 13,758,000 | 14,051,000 |
| Total capital | 14,375,000 | 14,618,000 | 14,949,000 | 15,251,000 |
| Risk-weighted assets | 91,473,000 | 93,898,000 | 96,303,000 | 97,994,000 |