Call reports 2012
MARION STATE BANK — 2012
What MARION STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 134,303,000 | 131,143,000 | 129,681,000 | 129,394,000 |
| Total loans | 84,619,000 | 87,990,000 | 88,701,000 | 89,820,000 |
| Allowance for loan losses | 1,021,000 | 1,078,000 | 1,044,000 | 1,018,000 |
| Securities available for sale | 21,932,000 | 19,018,000 | 17,120,000 | 15,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,610,000 | 110,897,000 | 110,144,000 | 110,034,000 |
| Interest-bearing deposits | 96,016,000 | 93,714,000 | 92,661,000 | 90,669,000 |
| Noninterest-bearing deposits | 17,594,000 | 17,183,000 | 17,483,000 | 19,365,000 |
| Equity capital | 12,613,000 | 12,884,000 | 13,120,000 | 13,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,634,000 | 3,266,000 | 4,929,000 | 6,598,000 |
| Interest expense | 359,000 | 688,000 | 1,001,000 | 1,297,000 |
| Net interest income | 1,275,000 | 2,578,000 | 3,928,000 | 5,301,000 |
| Noninterest income | 251,000 | 499,000 | 717,000 | 1,059,000 |
| Noninterest expense | 1,202,000 | 2,461,000 | 3,614,000 | 4,892,000 |
| Provision for loan losses | 120,000 | 200,000 | 320,000 | 440,000 |
| Pretax income | 229,000 | 450,000 | 745,000 | 1,065,000 |
| Income tax | 40,000 | 86,000 | 146,000 | 243,000 |
| Net income | 189,000 | 364,000 | 599,000 | 822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,409,000 | 12,585,000 | 12,817,000 | 12,986,000 |
| Total capital | 13,430,000 | 13,663,000 | 13,861,000 | 14,004,000 |
| Risk-weighted assets | 86,883,000 | 88,632,000 | 89,673,000 | 93,334,000 |