Call reports 2011
MARION STATE BANK — 2011
What MARION STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 134,841,000 | 134,333,000 | 131,562,000 | 128,866,000 |
| Total loans | 86,682,000 | 86,435,000 | 84,931,000 | 85,004,000 |
| Allowance for loan losses | 962,000 | 895,000 | 935,000 | 998,000 |
| Securities available for sale | 19,842,000 | 23,422,000 | 21,834,000 | 19,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,606,000 | 113,797,000 | 111,856,000 | 109,449,000 |
| Interest-bearing deposits | 98,852,000 | 97,784,000 | 95,047,000 | 94,017,000 |
| Noninterest-bearing deposits | 16,754,000 | 16,013,000 | 16,809,000 | 15,432,000 |
| Equity capital | 11,878,000 | 12,181,000 | 12,447,000 | 12,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,709,000 | 3,419,000 | 5,119,000 | 6,806,000 |
| Interest expense | 475,000 | 938,000 | 1,362,000 | 1,740,000 |
| Net interest income | 1,234,000 | 2,481,000 | 3,757,000 | 5,066,000 |
| Noninterest income | 260,000 | 553,000 | 814,000 | 1,058,000 |
| Noninterest expense | 1,386,000 | 2,756,000 | 3,977,000 | 5,268,000 |
| Provision for loan losses | 40,000 | 40,000 | 160,000 | 280,000 |
| Pretax income | 44,000 | 214,000 | 417,000 | 600,000 |
| Income tax | 16,000 | 32,000 | 53,000 | 102,000 |
| Net income | 28,000 | 182,000 | 364,000 | 498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,806,000 | 11,960,000 | 12,142,000 | 12,219,000 |
| Total capital | 12,768,000 | 12,855,000 | 13,077,000 | 13,217,000 |
| Risk-weighted assets | 87,798,000 | 85,709,000 | 86,390,000 | 86,192,000 |