Call reports 2010
MARION STATE BANK — 2010
What MARION STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 135,224,000 | 131,508,000 | 131,752,000 | 129,095,000 |
| Total loans | 89,856,000 | 90,200,000 | 91,805,000 | 89,606,000 |
| Allowance for loan losses | 974,000 | 995,000 | 948,000 | 1,032,000 |
| Securities available for sale | 19,826,000 | 19,228,000 | 17,023,000 | 18,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,610,000 | 111,725,000 | 111,560,000 | 110,014,000 |
| Interest-bearing deposits | 84,915,000 | 84,958,000 | 96,329,000 | 94,137,000 |
| Noninterest-bearing deposits | 30,695,000 | 26,767,000 | 15,231,000 | 15,877,000 |
| Equity capital | 11,398,000 | 11,638,000 | 11,914,000 | 11,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,819,000 | 3,666,000 | 5,478,000 | 7,277,000 |
| Interest expense | 579,000 | 1,140,000 | 1,671,000 | 2,162,000 |
| Net interest income | 1,240,000 | 2,526,000 | 3,807,000 | 5,115,000 |
| Noninterest income | 313,000 | 654,000 | 1,039,000 | 1,433,000 |
| Noninterest expense | 1,140,000 | 2,362,000 | 3,596,000 | 4,934,000 |
| Provision for loan losses | 119,000 | 240,000 | 440,000 | 675,000 |
| Pretax income | 305,000 | 589,000 | 834,000 | 998,000 |
| Income tax | 82,000 | 145,000 | 196,000 | 217,000 |
| Net income | 223,000 | 444,000 | 638,000 | 781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,276,000 | 11,497,000 | 11,692,000 | 11,778,000 |
| Total capital | 12,250,000 | 12,492,000 | 12,640,000 | 12,810,000 |
| Risk-weighted assets | 96,191,000 | 90,457,000 | 91,128,000 | 88,952,000 |