Call reports 2008
MARION STATE BANK — 2008
What MARION STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 117,387,000 | 119,685,000 | 121,468,000 | 121,433,000 |
| Total loans | 81,903,000 | 86,469,000 | 88,634,000 | 90,035,000 |
| Allowance for loan losses | 694,000 | 767,000 | 744,000 | 808,000 |
| Securities available for sale | 15,578,000 | 15,297,000 | 15,215,000 | 15,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,278,000 | 101,004,000 | 102,784,000 | 102,672,000 |
| Interest-bearing deposits | 88,281,000 | 87,595,000 | 90,164,000 | 89,411,000 |
| Noninterest-bearing deposits | 12,997,000 | 13,409,000 | 12,620,000 | 13,261,000 |
| Equity capital | 9,545,000 | 9,729,000 | 9,959,000 | 10,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,923,000 | 3,923,000 | 5,947,000 | 8,131,000 |
| Interest expense | 848,000 | 1,674,000 | 2,453,000 | 3,211,000 |
| Net interest income | 1,075,000 | 2,249,000 | 3,494,000 | 4,920,000 |
| Noninterest income | 323,000 | 681,000 | 989,000 | 1,262,000 |
| Noninterest expense | 1,068,000 | 2,149,000 | 3,273,000 | 4,506,000 |
| Provision for loan losses | 40,000 | 120,000 | 180,000 | 335,000 |
| Pretax income | 290,000 | 661,000 | 1,030,000 | 1,341,000 |
| Income tax | 46,000 | 167,000 | 236,000 | 310,000 |
| Net income | 244,000 | 494,000 | 794,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,585,000 | 9,835,000 | 10,135,000 | 10,316,000 |
| Total capital | 10,279,000 | 10,602,000 | 10,879,000 | 11,124,000 |
| Risk-weighted assets | 79,773,000 | 85,109,000 | 88,376,000 | 89,778,000 |