Call reports 2007
MARION STATE BANK — 2007
What MARION STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 101,427,000 | 101,963,000 | 104,031,000 | 105,470,000 |
| Total loans | 66,575,000 | 72,910,000 | 77,275,000 | 80,242,000 |
| Allowance for loan losses | 570,000 | 566,000 | 630,000 | 713,000 |
| Securities available for sale | 15,832,000 | 15,908,000 | 14,418,000 | 13,705,000 |
| Securities held to maturity | 80,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,969,000 | 91,431,000 | 93,206,000 | 93,886,000 |
| Interest-bearing deposits | 79,780,000 | 80,481,000 | 81,334,000 | 81,468,000 |
| Noninterest-bearing deposits | 11,189,000 | 10,950,000 | 11,872,000 | 12,418,000 |
| Equity capital | 8,776,000 | 8,809,000 | 9,107,000 | 9,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,675,000 | 3,487,000 | 5,383,000 | 7,321,000 |
| Interest expense | 762,000 | 1,587,000 | 2,427,000 | 3,261,000 |
| Net interest income | 913,000 | 1,900,000 | 2,956,000 | 4,060,000 |
| Noninterest income | 283,000 | 571,000 | 895,000 | 1,247,000 |
| Noninterest expense | 917,000 | 1,872,000 | 2,856,000 | 4,035,000 |
| Provision for loan losses | 0 | 40,000 | 130,000 | 220,000 |
| Pretax income | 279,000 | 559,000 | 865,000 | 1,062,000 |
| Income tax | 75,000 | 149,000 | 237,000 | 302,000 |
| Net income | 204,000 | 410,000 | 628,000 | 760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,841,000 | 9,047,000 | 9,265,000 | 9,341,000 |
| Total capital | 9,411,000 | 9,613,000 | 9,895,000 | 10,054,000 |
| Risk-weighted assets | 66,168,000 | 69,823,000 | 72,857,000 | 75,547,000 |