Call reports 2005
MARION STATE BANK — 2005
What MARION STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 74,694,000 | 75,299,000 | 75,439,000 | 75,536,000 |
| Total loans | 45,568,000 | 49,495,000 | 52,190,000 | 53,032,000 |
| Allowance for loan losses | 540,000 | 587,000 | 585,000 | 627,000 |
| Securities available for sale | 18,518,000 | 18,146,000 | 15,475,000 | 14,123,000 |
| Securities held to maturity | 80,000 | 80,000 | 80,000 | 80,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,279,000 | 67,476,000 | 67,559,000 | 67,507,000 |
| Interest-bearing deposits | 59,632,000 | 59,764,000 | 59,165,000 | 58,201,000 |
| Noninterest-bearing deposits | 7,647,000 | 7,712,000 | 8,394,000 | 9,306,000 |
| Equity capital | 7,110,000 | 7,490,000 | 7,549,000 | 7,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,044,000 | 2,168,000 | 3,337,000 | 4,639,000 |
| Interest expense | 358,000 | 726,000 | 1,126,000 | 1,554,000 |
| Net interest income | 686,000 | 1,442,000 | 2,211,000 | 3,085,000 |
| Noninterest income | 186,000 | 413,000 | 611,000 | 912,000 |
| Noninterest expense | 686,000 | 1,381,000 | 2,101,000 | 2,994,000 |
| Provision for loan losses | 43,000 | 93,000 | 132,000 | 202,000 |
| Pretax income | 143,000 | 381,000 | 589,000 | 801,000 |
| Income tax | 32,000 | 87,000 | 129,000 | 186,000 |
| Net income | 111,000 | 294,000 | 460,000 | 615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,344,000 | 7,527,000 | 7,693,000 | 7,792,000 |
| Total capital | 7,884,000 | 8,114,000 | 8,278,000 | 8,419,000 |
| Risk-weighted assets | 49,978,000 | 53,918,000 | 56,191,000 | 57,276,000 |