Call reports 2004
MARION STATE BANK — 2004
What MARION STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 75,018,000 | 75,077,000 | 75,270,000 | 75,249,000 |
| Total loans | 42,452,000 | 42,875,000 | 43,868,000 | 44,381,000 |
| Allowance for loan losses | 508,000 | 509,000 | 527,000 | 529,000 |
| Securities available for sale | 24,201,000 | 24,089,000 | 22,615,000 | 19,637,000 |
| Securities held to maturity | 80,000 | 80,000 | 80,000 | 80,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,849,000 | 68,178,000 | 67,824,000 | 67,921,000 |
| Interest-bearing deposits | 61,447,000 | 60,677,000 | 60,207,000 | 61,201,000 |
| Noninterest-bearing deposits | 6,402,000 | 7,501,000 | 7,617,000 | 6,720,000 |
| Equity capital | 6,880,000 | 6,635,000 | 7,163,000 | 7,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,047,000 | 2,080,000 | 3,139,000 | 4,173,000 |
| Interest expense | 374,000 | 732,000 | 1,088,000 | 1,443,000 |
| Net interest income | 673,000 | 1,348,000 | 2,051,000 | 2,730,000 |
| Noninterest income | 122,000 | 257,000 | 465,000 | 619,000 |
| Noninterest expense | 579,000 | 1,188,000 | 1,806,000 | 2,596,000 |
| Provision for loan losses | 40,000 | 85,000 | 115,000 | 135,000 |
| Pretax income | 180,000 | 344,000 | 618,000 | 643,000 |
| Income tax | 32,000 | 66,000 | 126,000 | 112,000 |
| Net income | 148,000 | 278,000 | 492,000 | 531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,899,000 | 7,029,000 | 7,243,000 | 7,233,000 |
| Total capital | 7,407,000 | 7,538,000 | 7,770,000 | 7,762,000 |
| Risk-weighted assets | 47,870,000 | 48,554,000 | 49,909,000 | 49,495,000 |