Call reports 2003
MARION STATE BANK — 2003
What MARION STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 73,989,000 | 73,830,000 | 74,105,000 | 75,155,000 |
| Total loans | 37,156,000 | 37,709,000 | 38,768,000 | 40,629,000 |
| Allowance for loan losses | 479,000 | 504,000 | 485,000 | 492,000 |
| Securities available for sale | 27,002,000 | 26,742,000 | 27,746,000 | 25,458,000 |
| Securities held to maturity | 80,000 | 80,000 | 80,000 | 80,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,954,000 | 66,617,000 | 67,235,000 | 68,356,000 |
| Interest-bearing deposits | 59,296,000 | 59,879,000 | 60,079,000 | 61,339,000 |
| Noninterest-bearing deposits | 7,658,000 | 6,738,000 | 7,156,000 | 7,017,000 |
| Equity capital | 6,627,000 | 6,801,000 | 6,590,000 | 6,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,062,000 | 2,087,000 | 3,139,000 | 4,198,000 |
| Interest expense | 432,000 | 859,000 | 1,267,000 | 1,644,000 |
| Net interest income | 630,000 | 1,228,000 | 1,872,000 | 2,554,000 |
| Noninterest income | 154,000 | 321,000 | 487,000 | 741,000 |
| Noninterest expense | 570,000 | 1,153,000 | 1,760,000 | 2,526,000 |
| Provision for loan losses | 15,000 | 80,000 | 140,000 | 175,000 |
| Pretax income | 229,000 | 382,000 | 531,000 | 678,000 |
| Income tax | 55,000 | 92,000 | 124,000 | 154,000 |
| Net income | 174,000 | 290,000 | 407,000 | 524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,442,000 | 6,560,000 | 6,677,000 | 6,751,000 |
| Total capital | 6,921,000 | 7,064,000 | 7,162,000 | 7,243,000 |
| Risk-weighted assets | 44,769,000 | 44,776,000 | 45,322,000 | 46,709,000 |