Call reports 2002
MARION STATE BANK — 2002
What MARION STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 69,662,000 | 70,860,000 | 71,852,000 | 73,508,000 |
| Total loans | 34,805,000 | 35,149,000 | 36,363,000 | 36,609,000 |
| Allowance for loan losses | 439,000 | 460,000 | 475,000 | 469,000 |
| Securities available for sale | 24,456,000 | 25,676,000 | 26,169,000 | 27,783,000 |
| Securities held to maturity | 145,000 | 80,000 | 80,000 | 80,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,407,000 | 64,219,000 | 64,871,000 | 66,488,000 |
| Interest-bearing deposits | 57,686,000 | 58,598,000 | 58,760,000 | 59,938,000 |
| Noninterest-bearing deposits | 5,721,000 | 5,621,000 | 6,111,000 | 6,550,000 |
| Equity capital | 5,881,000 | 6,186,000 | 6,503,000 | 6,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,136,000 | 2,263,000 | 3,412,000 | 4,470,000 |
| Interest expense | 540,000 | 1,051,000 | 1,539,000 | 2,006,000 |
| Net interest income | 596,000 | 1,212,000 | 1,873,000 | 2,464,000 |
| Noninterest income | 194,000 | 289,000 | 390,000 | 527,000 |
| Noninterest expense | 519,000 | 1,009,000 | 1,526,000 | 2,204,000 |
| Provision for loan losses | 15,000 | 59,000 | 114,000 | 194,000 |
| Pretax income | 256,000 | 433,000 | 659,000 | 711,000 |
| Income tax | 55,000 | 100,000 | 154,000 | 142,000 |
| Net income | 201,000 | 333,000 | 505,000 | 569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,943,000 | 6,075,000 | 6,247,000 | 6,260,000 |
| Total capital | 6,382,000 | 6,535,000 | 6,722,000 | 6,729,000 |
| Risk-weighted assets | 40,401,000 | 40,634,000 | 42,254,000 | 43,659,000 |