Call reports 2001
MARION STATE BANK — 2001
What MARION STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 63,350,000 | 65,419,000 | 65,128,000 | 67,408,000 |
| Total loans | 33,325,000 | 34,091,000 | 34,752,000 | 34,906,000 |
| Allowance for loan losses | 488,000 | 454,000 | 454,000 | 440,000 |
| Securities available for sale | 20,984,000 | 21,489,000 | 23,238,000 | 22,973,000 |
| Securities held to maturity | 145,000 | 145,000 | 145,000 | 145,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,268,000 | 59,177,000 | 58,732,000 | 61,270,000 |
| Interest-bearing deposits | 51,943,000 | 53,287,000 | 53,393,000 | 55,673,000 |
| Noninterest-bearing deposits | 5,325,000 | 5,890,000 | 5,339,000 | 5,597,000 |
| Equity capital | 5,637,000 | 5,752,000 | 5,945,000 | 5,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,221,000 | 2,434,000 | 3,661,000 | 4,848,000 |
| Interest expense | 720,000 | 1,426,000 | 2,110,000 | 2,721,000 |
| Net interest income | 501,000 | 1,008,000 | 1,551,000 | 2,127,000 |
| Noninterest income | 82,000 | 191,000 | 309,000 | 400,000 |
| Noninterest expense | 481,000 | 926,000 | 1,407,000 | 1,994,000 |
| Provision for loan losses | 35,000 | 75,000 | 100,000 | 130,000 |
| Pretax income | 67,000 | 198,000 | 353,000 | 449,000 |
| Income tax | 0 | 0 | 46,000 | 108,000 |
| Net income | 67,000 | 198,000 | 307,000 | 341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,545,000 | 5,675,000 | 5,730,000 | 5,736,000 |
| Total capital | 6,030,000 | 6,129,000 | 6,184,000 | 6,176,000 |
| Risk-weighted assets | 38,776,000 | 38,696,000 | 39,341,000 | 39,770,000 |