Call report 2008Q4
CITIZENS STATE BANK — 2008Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 78,792,000 | USD | evidence → |
| Total loans | 36,342,000 | USD | evidence → |
| Allowance for loan losses | 505,000 | USD | evidence → |
| Securities available for sale | 35,684,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 61,234,000 | USD | evidence → |
| Interest-bearing deposits | 52,984,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,250,000 | USD | evidence → |
| Equity capital | 16,301,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,428,000 | USD | evidence → |
| Interest expense | 1,541,000 | USD | evidence → |
| Net interest income | 2,887,000 | USD | evidence → |
| Noninterest income | 340,000 | USD | evidence → |
| Noninterest expense | 1,757,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,483,000 | USD | evidence → |
| Income tax | 80,000 | USD | evidence → |
| Net income | 1,403,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,580,000 | USD | evidence → |
| Total capital | 16,085,000 | USD | evidence → |
| Risk-weighted assets | 44,801,000 | USD | evidence → |