Call report 2003Q4
CITIZENS STATE BANK — 2003Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 71,062,000 | USD | evidence → |
| Total loans | 30,416,000 | USD | evidence → |
| Allowance for loan losses | 440,000 | USD | evidence → |
| Securities available for sale | 31,948,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 55,433,000 | USD | evidence → |
| Interest-bearing deposits | 49,435,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,998,000 | USD | evidence → |
| Equity capital | 13,712,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,941,000 | USD | evidence → |
| Interest expense | 1,388,000 | USD | evidence → |
| Net interest income | 2,553,000 | USD | evidence → |
| Noninterest income | 337,000 | USD | evidence → |
| Noninterest expense | 1,529,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,234,000 | USD | evidence → |
| Income tax | 78,000 | USD | evidence → |
| Net income | 1,156,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,547,000 | USD | evidence → |
| Total capital | 12,987,000 | USD | evidence → |
| Risk-weighted assets | 39,509,000 | USD | evidence → |
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