Call reports 2004
COMMUNITY BANK, INDIANOLA, MISSISSIPPI — 2004
What COMMUNITY BANK, INDIANOLA, MISSISSIPPI reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 94,765,000 | 93,429,000 | 92,976,000 | 92,281,000 |
| Total loans | 61,538,000 | 71,066,000 | 66,505,000 | 69,891,000 |
| Allowance for loan losses | 817,000 | 826,000 | 771,000 | 781,000 |
| Securities available for sale | 14,151,000 | 14,464,000 | 14,538,000 | 14,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,798,000 | 84,362,000 | 83,023,000 | 82,944,000 |
| Interest-bearing deposits | 77,243,000 | 76,776,000 | 74,269,000 | 70,350,000 |
| Noninterest-bearing deposits | 8,554,000 | 7,586,000 | 8,754,000 | 12,594,000 |
| Equity capital | 7,594,000 | 7,664,000 | 7,991,000 | 8,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,239,000 | 3,419,000 | 4,602,000 |
| Interest expense | 249,000 | 487,000 | 719,000 | 953,000 |
| Net interest income | 838,000 | 1,752,000 | 2,700,000 | 3,649,000 |
| Noninterest income | 120,000 | 241,000 | 408,000 | 536,000 |
| Noninterest expense | 667,000 | 1,307,000 | 1,952,000 | 2,578,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 37,000 |
| Pretax income | 276,000 | 661,000 | 1,131,000 | 1,570,000 |
| Income tax | 98,000 | 237,000 | 407,000 | 564,000 |
| Net income | 178,000 | 424,000 | 724,000 | 1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,297,000 | 7,542,000 | 7,842,000 | 8,123,000 |
| Total capital | 8,114,000 | 8,368,000 | 8,613,000 | 8,904,000 |
| Risk-weighted assets | 66,464,000 | 71,712,000 | 66,814,000 | 70,773,000 |